Calculators for Financial Clarity

From business profitability to personal finance, legal settlements to loan payments—37 professional tools for smarter decisions.

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Break-Even Calculator

Find your break-even point and contribution margin

⭐ Popular

Profit Margin

Calculate gross, operating, and net profit margins

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Marketing ROI

Measure return on your marketing investments

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Customer Lifetime Value

Discover the long-term value of your customers

Cost Per Lead

Calculate your customer acquisition costs

Ad Spend Budget

Calculate optimal advertising budget based on goals

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Burn Rate & Runway

Know how long your cash will last

Startup Cost

Calculate all costs needed to start your business

Pricing & Markup

Set optimal prices based on cost and margin

Contribution Margin

See how much each sale contributes to fixed costs

⭐ Popular

Loan Payment

Calculate monthly loan payments and interest

Amortization Schedule

See your full loan payment breakdown over time

APR vs Interest Rate

Understand the true cost of borrowing

⭐ Popular

Credit Card Payoff

Plan your debt-free journey

Debt Snowball

Pay off multiple debts strategically

Refinance Breakeven

Should you refinance your loan?

DSCR Calculator

Debt Service Coverage Ratio for business loans

SBA Loan Calculator

Estimate SBA loan payments and fees

Simple vs Compound Interest

Compare how interest types affect your money

Loan Fees Calculator

Calculate total loan costs including fees

Equipment Financing

Calculate equipment loan payments

Business Loan Affordability

Find out how much business financing you can afford

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Mortgage Calculator

Calculate home loan payments with taxes and insurance

Home Affordability

Find out how much house you can afford

Rental ROI

Calculate your rental property returns

HELOC Calculator

Home equity line of credit payment calculator

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Retirement Savings

Plan your retirement and see if you're on track

Credit Score Estimator

Estimate your credit score based on key factors

Debt Consolidation

Calculate if debt consolidation makes sense for you

Health Insurance

Estimate health insurance costs and coverage

Life Insurance Needs

Calculate how much life insurance coverage you need

Medicare Supplement

Calculate Medicare supplement costs and coverage

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Car Accident Settlement

Estimate car accident settlement value

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Child Support Calculator

Estimate child support obligations

Personal Injury Settlement

Estimate personal injury claim value

Workers Compensation

Calculate workers comp settlement value

Business Valuation

Estimate your business value

Why People Use FundJos

Simple tools built to make financial decisions easier to understand

100% Free

No hidden fees, no premium tiers, no sign-up required

Private & Secure

Your data never leaves your browser

Mobile Friendly

Works perfectly on phones, tablets, and desktops

Expert-built formulas • Instant results • No account needed

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How to Use Our Calculators

Step-by-Step Guide

Select a Calculator: Browse our categories or use the search bar to find the right tool for your needs.
Enter Your Data: Input your specific numbers—revenue, costs, loan amounts, or marketing spend.
Review Results: Analyze the calculated results, charts, and recommendations instantly.
Adjust Variables: Try different scenarios by changing inputs to see how they affect outcomes.
Save or Share: Take screenshots of your results or bookmark the page for future reference.

Example Scenario

Mike runs a landscaping business and wants to know how many lawns he needs to mow to break even. Using our Break-Even Calculator, he enters:

Fixed costs: $2,500/month (truck payment, insurance, tools)
Variable cost: $15 per lawn (gas, maintenance, labor)
Price per lawn: $50

The calculator shows Mike needs to mow 72 lawns per month to break even. Anything beyond that is profit. This insight helps him set realistic monthly goals and pricing strategies.

Why Our Calculators?

100% Free: No hidden fees, no premium tiers
Privacy First: Your data never leaves your browser
Mobile Friendly: Works perfectly on phones and tablets
Instant Results: No waiting, no loading screens
Expert Formulas: Built on proven financial principles

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